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Our Consultants are FCRA Certified
and ready to answer your questions.
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FAQs

How long does it take?
How does it work?
How much will it cost?
What are your plans and how do they work?
What happens after I enroll?
Can you delete bankruptcies?
Is cleaning my report legal?
Do you charge in advance?
Do you offer a warranty?
Will I be tied into a contract?
Can I cancel anytime?
Where do I mail my reports?
How long do negative items stay listed?
What is a credit score?
What kind of information will be on my credit report?
Can I see my credit report?
How much bad credit does it take to be denied credit?
Who looks at my credit report?
What is a public record?
What is a charge off?
Can a bad credit mark actually be deleted?
Is this legal?
Does it matter which state I live in?
Will this raise my credit score?
Is there anything that can not be removed from a credit report?
How many items do you dispute at one time?
Should I still be paying my bills?
If I keep paying my bills will that raise my credit score?
Can I restore my own credit?

 

How long does it take?
Most of our clients will begin seeing positive results within 45 days after we receive their credit reports. Frankly speaking, our money back guarantee is such that we want you to see positive results as soon as possible.

Obviously, everyone's credit situation is completely different, so how long it takes for you to achieve your expected results depends on the nature of your case, the number of questionable credit items on your reports, your participation in getting credit reports to us, and the level of credit bureau and/or creditor cooperation. We will do our part, the auditing, creating investigation requests and challenging of your reports, usually within 72 hours from the date we receive them. Most of the wait-time after that is usually spent waiting for the credit bureaus or creditors to respond.

On average, most of our clients have obtained the desired result by the eighth month. Keep in mind that we may not challenge all negative inaccurate, misleading, unverifiable, outdated and obsolete items simultaneously. We have found that in some cases, doing so would be less effective and may raise flags with the credit bureaus. Our expert knowledge in how to prepare proper investigations that can pass the credit bureaus' screening process and will receive the attention necessary for our desired results is just one of the many competitive advantages we maintain at Credit Repair Consultants.

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How does it work?
There exist many laws, both State and Federal that not only protect you - the consumer, but also regulate the credit bureaus and the creditors that report to those credit bureaus. We will use our vast experience and expert knowledge to be your advocate in exercising your rights and correcting your credit reports with Equifax, Experian and TransUnion.

Once we receive your credit reports Credit Repair Consultants will immediately begin the process of auditing your reports and preparing the investigations that we will be sending on your behalf to the credit bureaus. Typically, you should begin seeing positive results approximately 30 - 45 days after we initiate the investigation process.

Once the credit bureaus have processed the first round of these investigations, they will send you updated copies of your credit reports showing you the results of the investigations. Simply forward the updated reports to us and include all other correspondence you receive from them so that we may continue the process.

Whenever we receive your updated reports, we will document the progress, re-audit your reports and initiate the next round of investigations, thus gradually working through the entire list of negative inaccurate, unverifiable, outdated, misleading or obsolete items on your credit reports.

Our expert knowledge in how to prepare proper investigations that can pass the credit bureaus' screening process and will receive the attention necessary for our desired results is just one of the many competitive advantages we maintain at Credit Repair Consultants.

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How much will it cost?

You may choose to have the initial fee ($189.00 for an individual or $309.00 for a couple – a $69.00 savings) billed 5 to 15 days after we get started. You may cance